TAKE CONTROL OF
YOUR ONLINE BUSINESS

No Monthly Payments


No monthly charge if you have our Swipe Online services.

No contracts

We have merchant terms and conditions for legal reasons but beyond that we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes

Low Setup Costs


Get started with Swipe Online for $99+GST

No changing banks


All you need is your Swipe Merchant Account to start accepting credit cards online.

Low transaction rates


One new fixed rate of 2.85% for New Zealand and overseas issued credit cards (Visa/MasterCard), 1.29% for registered New Zealand charities (New Zealand issued credit cards).

Fast settlement

For new merchants provisionsed after 30th June 2017, funds will now be settled same day as long as they happen before 6pm. Transactions after 6pm will be settled the next day. For old merchants provisionsed before 30th June 2017, settled in your account within 3 business days with no withdrawal fees.

Swipe Online


If you mainly transact online or have an e-commerce website, this is for you. Get paid in one click through sending e-invoices, accept credit card payments through your website and process recurring payments with a one time setup fee of $99+GST.

GET SWIPE ONLINE


FEATURES AT A GLANCE

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BUSINESS ANYWHERE


Take control of your business. Sell anywhere and manage your inventory, customers and money with our Point-of-Sale system.

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SELL ONLINE


Accept credit cards online. Business all online, or taking your brick and mortar store digital? Increase your earning potential.

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SELL WITH MOBILE


Take your business where your customers are without the wires. Sell using the Swipe mobile app and never miss out on a sale.

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RECURRING


With customizable subscription templates, real time reporting and the MySwipe subscriber portal, we take care of recurring billing so you can take care of business.

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SELL MORE


Integrate with shopping carts or create "Buy Now" buttons and use Swipe hosted payment pages to sell, no e-commerce store required.

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MINI CRM


Know your customers better with our CRM system. Collect purchase data, integrate with email marketing and build relationships that grow your business.

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GO GLOBAL


Increase your market size and sell more. Transact in 12 major currencies without foreign exchange fees.

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MANAGE YOUR MONEY


Get paid in one click. Securely send invoices to your customers, track invoice and payment links and manage your cash flow.

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NO EXTRA CHARGES


If you process "card not present" transactions, we don’t charge you extra for that.

TAKE YOUR BUSINESS ONLINE

The tools you need to grow your business online.

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MANAGE YOUR MONEY

Get paid with one click. Upload your invoices and Swipe securely sends them to your customers.

See when customers have viewed your invoice or clicked on the payment link. It’s proactive cashflow management.

RECURRING PAYMENTS

Create and manage your recurring payments all from the Merchant Dashboard. When you’re done, add “Subscribe Now” buttons…

It's that simple.

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FREQUENTLY ASKED QUESTIONS

You can accept VISA and Mastercard credit and debit cards issued from anywhere in the world.
No, Unfortunately we no longer support card readers and thus we no longer accept EFTPOS cards.
Yes, only VISA and Mastercard credit and debit cards issued from anywhere in the world.
No, we will arrange to get you one when you apply with us. This may require some more information and documents to be provided to our banking partners.
The international transaction rate is also 2.85%. For merchants in the older system the transaction rate is 3.25%.
New Zealand Dollar (NZD), Australian Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), Great British Pound (GBP), South Korean Won (KRW), Singaporean Dollar (SGD) Chinese Yuan (CNY), United States Dollar (USD ), South African Rand (ZAR), Hong Kong Dollar (HKD), Japanese Yen (JPY).
For new merchants provisioned after 30th June 2017: There is no monthly fee. If you do not have any transactions in a calendar month there are no fess. However, If you transact up $700 in a calendar month the total transaction fee for that month is $20. If you do more than $700 per month then the transaction fees are 2.85% of the total amount.For old merchants provisioned before 30th June 2017: There are no ongoing monthly charges if you only have Swipe Online services.
Swipe currently integrates with several of the world’s top Shopping Cart systems. We’re adding more all the time. For a list of who we work with, click here.
2.85% for national transactions and 1.29% for registered charities (Charity rate can vary due to charity type). For merchants in the older system the transaction rate is 2.75% and 0.95% for registered charities.
Once you sign up and submit the information required from the Sign Up Console. We will submit the information to our banking partners who will be in touch to go over the information and request some certified documents. Once they are satisfied with the information provided they will issue merchant ids. The total process can take up to 30 days from the time you have submitted your full application to us.
For new merchants provisioned after 30th June 2017: Funds are settled overnight in full as long as the transaction occurs before 6pm otherwise it will be settled the next day. For funds settled on Weekends & Public Holidays, they will be available on the next working day.For old merchants provisioned before 30th June 2017: It takes from 3 business days for funds to be settled into a nominated New Zealand bank account.
Yes. Swipe complies with global Payment Card Industry Data Security Standards (PCI PTS 3.x). Data is SSL encrypted and securely transferred to our monitored secure servers.
There is a one-time set up fee of $99 +GST.
Swipe is an online payment processing service used by thousands of small business owners in New Zealand. Chances are, that you used your credit card to purchase some goods and/or services from one of the businesses using Swipe as their payment gateway. Click here for more details.

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PLUGINS FOR SEAMLESS INTEGRATION

You can view when customers have viewed your invoice or clicked on the payment link.

Swipe currently integrates with several of the world’s top Shopping Cart systems. We’re adding more all the time. For a list of who we work with, click the link below.

Learn How...

CUSTOMISE THE USER EXPERIENCE

Swipe uses a simple, yet powerful interface that lets you customize the payment pages your customers will see when paying you online.

Upload your company logo, change background colours and customer service policies. Take a look at our developer APIs.

Learn How...

LIVE PAYMENTS NOTIFICATIONS

Swipe has APIs available that can be used to manage your inventory and customer service functions.

Get instant notification when a transaction occurs and take action based on these notification events. With call-back URLs you can define how our APIs can notify you when your specified events take place.

Learn How...

BUY NOW BUTTONS

No online store? No problem.

Easily create "Buy Now" buttons that you can add to your website or your emails. We provide you with the HTML code and you copy and paste.

Get paid with a click.

Learn How...

SELL IN MULTIPLE CURRENCIES

Go global and sell more. Earn more by accepting international currencies. Accept payments in 12 major currencies. NZD, AUD, USD, CAD, GBP, EUR, ZAR, CNY, HKD, SGD, KRW and JPY.

Learn How...

RESOURCES